By Ashok Prasad, Founder, Niyyam Published: April 2026 Introduction Mutual funds in India have become one of the most powerful and accessible tools for long-term wealth creation, especially for beginners who want to invest without actively managing the stock market. In 2026, with increasing financial awareness, digital platforms, and ease of investing, mutual funds are…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual funds vs fixed deposits is one of the most important financial decisions for Indian investors. For decades, Fixed Deposits (FDs) have been the default investment choice because they offer: At the same time, mutual funds have become increasingly popular due to: This creates confusion for…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Can mutual funds really give 12% returns every year—or is that just a myth? Understanding realistic return expectations is the key to making better investment decisions. Many investors begin with unrealistic expectations, such as: What returns can you expect from mutual funds depends on market conditions,…

investing at 25 with 30k salary

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund returns in India — कितना return मिलता है?This is one of the most common and practical questions every investor asks before starting their investment journey. It’s a valid question. People want clarity before investing their hard-earned money. But here’s the truth: There is no…

By Ashok Prasad, Founder, Niyyam Published: March 2026 How much should I invest in mutual funds every month is one of the most important questions every investor asks before starting their investment journey. At first glance, this question looks simple. But in reality, there is no fixed number that works for everyone. Investing too little…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to invest in mutual funds in India is one of the most important questions beginners ask when starting their investment journey. Many people delay investing because they feel it is complicated or risky. However, mutual funds are one of the simplest and most effective ways…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Top mutual funds for beginners in India are often searched by new investors who want to start their investment journey. But most people make a mistake—they choose funds based on past returns instead of a clear strategy. This guide will help you choose the right mutual…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Direct vs regular mutual funds is one of the most important decisions for investors in India, as it directly impacts both your long-term returns and overall investing experience. When you begin investing in mutual funds, one of the most common questions you will face is: Should…