By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors track mutual fund returns daily — but very few actually understand where those returns come from. This lack of clarity leads to wrong expectations, panic during market falls, and poor investment decisions. Understanding how mutual funds generate returns is one of the most important…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to choose the right mutual fund in India is one of the most important questions every beginner investor asks. With hundreds of mutual fund options available, choosing the right one can feel confusing and overwhelming. Many investors either delay investing or make poor decisions because…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction When beginners start exploring mutual funds, one of the most common questions they ask is: Which type of mutual fund should I invest in? This is a critical question because not all mutual funds are the same. Different mutual funds invest in different financial instruments, follow…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What is a mutual fund in India? This is one of the most common questions beginners ask when they start their investment journey. For many people who are new to investing, the world of financial markets can seem confusing and intimidating. Terms like stocks, bonds, equity…