By Ashok Prasad, Founder, Niyyam Published: March 2026 Can SIP make you a crorepati is one of the most common questions in mutual fund investing, and the answer is yes — but only with discipline, time, and the right strategy. One of the most popular claims in investing is: “Start a SIP and become a…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What is rupee cost averaging in SIP is one of the most important concepts every mutual fund investor must understand. One of the biggest fears investors have is: “What if I invest at the wrong time?” This fear leads to: This is exactly where rupee cost…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction SIP vs SWP vs STP is one of the most important concepts in mutual fund investing, yet many investors do not fully understand how these strategies work together. Mutual fund investing is not just about selecting the right fund. It is equally important to understand: This…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to choose the right mutual fund for lump sum investment is one of the most critical decisions investors face when they have a large amount of money ready to invest.Lump sum mutual fund investment is one of the most important decisions investors face when they…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Lump sum investment mutual funds is a strategy where you invest a large amount at once instead of spreading it over time, and it requires careful planning, timing awareness, and proper asset allocation. When And then comes the big question: Should I invest this entire amount…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Where to invest ₹1 lakh in mutual funds in India is one of the most common questions among new and experienced investors. Investing ₹1 lakh is not just about selecting a fund. It is about building a structured strategy that aligns with your financial goals, risk…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction SIP in bull market vs bear market is one of the most misunderstood concepts in mutual fund investing. Many investors believe that wealth is created only when markets are rising. However, experienced investors understand that long-term wealth creation works very differently. Should you continue your SIP…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to invest 10000 per month in mutual funds is one of the most common and practical questions for beginners starting their investment journey in India. A monthly SIP of ₹10,000 may look small, but with the right strategy, discipline, and long-term approach, it can grow…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Best SIP duration is one of the most important yet ignored factors in mutual fund investing. Most investors focus on: But they ignore the most powerful question: For how long should you stay invested? And this is where real wealth creation happens. Because in mutual fund…