By Ashok Prasad, Founder, Niyyam Published: March 20026 Introduction Risk in mutual funds is one of the most common concerns for investors in India. Many investors hesitate to invest because they believe risk means loss. However, this is a misunderstanding. Risk in mutual fund investing cannot be eliminated. But it can be: Successful investing is…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Are mutual funds safe in India? This is one of the most important questions every new investor asks before starting their investment journey. You are investing your hard-earned money, so it is completely natural to think about safety first. Some people avoid mutual funds completely because they…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What happens if you stop SIP is one of the most important questions every mutual fund investor should understand. Starting a SIP is simple. Continuing it consistently is what creates wealth. At some point, almost every investor faces this situation: And then comes the question: Should…