By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund risk profile is the most important factor in selecting the right mutual funds for long-term investing in India. Most investors make one critical mistake — they select mutual funds based on returns instead of suitability. They ask: But the correct question is: Which mutual…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Goal-based investing in mutual funds is the most effective way to build long-term wealth because it aligns your investments with specific financial objectives instead of random decisions. Most people start investing in mutual funds with a simple intention — they want their money to grow. However,…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction A mutual fund portfolio in India is the foundation of long-term wealth creation for most investors. When people begin investing, the first question they usually ask is: “Which mutual fund should I invest in?” But experienced investors think differently. They ask: “How should I build my…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Large cap vs mid cap vs small cap funds is one of the most common questions investors face when starting their mutual fund journey. If you’ve started exploring mutual funds, you’ve likely come across terms like large cap, mid cap, and small cap And the obvious…

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Index funds vs actively managed funds is one of the most important decisions every investor faces when starting their mutual fund journey. If you’re planning to invest in mutual funds, you will quickly come across these two options: And naturally, the question arises: Which one is…